If more serious cleaning is required, then use a good jeweller’s rouge or jewellery cleaning dip. They can damage pearls and gem-set jewellery. A mild soap in water is usually enough to clean it. Remember the backs! Gently pat the jewellery dry. However, if your silver is gem-set see below for advice on specific gemstones to be sure what is safe to use.

Likewise with pearls; although soaking can result in discoloration, so this should always be avoided. After soaking for a few minutes, gently clean the stone with a soft brush. Pearls should be dried after cleaning, using a soft towel, and air-blown dry. Extra care should be taken to remove dirt from the bottom of the setting, a common place for build-up to occur.

Diamond at 10 is the hardest whereas talc at 1 is the softest. Popular gemstones like amethyst and citrine register 7 whereas rubies and sapphires register 9. Most of us come off the beach on the first day with the 3 s’s all achieved - rings caked in sand, sea-salt and suntan lotion. Nude sunbathing, as far as silver and gold jewellery is concerned, is a must! Remember also that sand will scratch the surface of precious metals.

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